need boring RL help/advice

[jaina]

Hey there savvy flist, I could use some Grown-Up Real Life Advice, if you've got it. Basically, we need to consolidate our student loans, cause rates are gonna go up like crazy come July 1. But we're kind of confused about how to do it-- namely, which company/organization we should go through, cause there's a million of them out there. Have any of y'all done this, and if so, do you have any words of wisdom? Googling yields mostly results from the various companies, and I don't trust any of their "advice."

If you'd rather not discuss it in the comments, you can always email me at jainamsolo AT livejournal DOT com.

Thanks guys!

Comments

[knitress.livejournal.com]

Good advice here: http://www.pirg.org/consolidation/index.html and http://studentaid.ed.gov/PORTALSWebApp/students/english/consolidation.jsp?tab=repaying
http://abcnews.go.com/GMA/MellodyHobson/story?id=787082&page=1 and http://www.msnbc.msn.com/id/12835297/

I'd probably check out motleyfool.com as well, they are generally full of good decent advice.

Sallie Mae handled my student loans back in the day and the service was fine.

[padmeamanda.livejournal.com]

I think rates go up every July. You could try ACT, pretty sure that's who I went with.

[jainamsolo.livejournal.com]

Thank you!

Some of the loans we have are through Sallie Mae. They've been fine so far but I'm kind of frustrated with their web/email policies.